What is Disability Insurance, and how do I get it?


Disability Insurance is just income insurance.

Put the risk of not having an income due to an illness or injury on to someone else - an insurance company. We are here to help you do just that! We have helped tens of thousands of people get the right policy with the provisions at an affordable price.

We will guide you through the following steps:

1  SHOW ME THE QUOTE

To begin the process you will provide us with some basic information. We will show you a simple quote based on factors such as your age, location, and health. Next, we will contact to you to follow up with some medical questions the insurance companies need, and the MOST IMPORTANT critical questions concerning the right amount of benefit and the best benefit period for YOU. This information will help us help you get you the best quote and the best policy. We will have the specific details for you the WITHIN 2 BUSINESS DAYS.

2   GET ME THROUGH THE APPLICATION PROCESS

Medical, lifestyle (crazy sports activities, smoking, etc.), other insurance you have, and total your income can be taken over the phone in a short period of time. We make this easy and accurate and to make sure we can get a good quote. We can let you know right away if any disqualifying issues pop up.

3   WHERE IS MY POLICY?

We will submit the policy for underwriting by the insurance company. We wish they were as fast as we are but... This will take 4 to 6 weeks. Some carriers will need additional information and some will schedule a call with you to verify the information. We are with you the whole way.

Upon approval, the policy is mailed to us and after our review for accuracy, it is off to you for signatures.

4   LET'S GET STARTED

To get started, close this window and click on the "Get a Quote" menu item at the top of the page.